eShram Card 2026: Free Registration for Unorganised Workers + ₹2 Lakh Insurance
eShram is India's national database of unorganised workers. Getting an eShram card is free, takes 5 minutes, and gives you access to social security benefits including ₹2 lakh accident insurance. It covers all informal sector workers — daily wage labourers, farmers, domestic workers, construction workers, street vendors, gig workers, and more.
📋 Overview
✅ Eligibility
- ✓Any worker in the unorganised sector aged 16 to 59 years
- ✓Must NOT be a member of EPFO (Employees' Provident Fund Organisation) or ESIC (Employees' State Insurance Corporation) — those are formal sector workers
- ✓Must NOT be an income taxpayer (filing ITR)
- ✓No minimum income requirement — any unorganised worker regardless of earnings
- ✓Covers agricultural labourers, construction workers, domestic workers, gig workers, street vendors, fishermen, garment workers
- ✓Self-employed artisans, tailors, cobblers, potters, and other informal sector self-employed are eligible
- ✓Migrant workers who move between states are eligible and encouraged to register for portable ID
- ✓Both rural and urban informal workers are covered
📁 Documents Required
💰Fees & Processing Time
🖥️ How to Apply Online
- 1Visit eshram.gov.in on your mobile or computer
- 2Click 'Register on e-Shram' on the homepage
- 3Enter your Aadhaar-linked mobile number — OTP is sent
- 4Verify OTP to confirm mobile number
- 5Enter your Aadhaar number — your details (name, date of birth, address, photo) are auto-fetched from UIDAI
- 6Verify your personal details and correct if needed
- 7Select your occupation from the dropdown list (choose the closest match)
- 8Enter bank account details: account number and IFSC code
- 9Review and submit the registration
- 10Your UAN (Universal Account Number) is generated immediately
- 11Download your eShram card (PDF) from the portal — it shows your 12-digit UAN
- 12The PMSBY accident insurance (₹2 lakh) is automatically activated for 1 year
🏢 How to Apply Offline
- 1Visit your nearest Common Service Centre (CSC) — find one at locator.csccloud.in
- 2Inform the CSC operator you want eShram registration
- 3Carry: Aadhaar card and your Aadhaar-linked mobile number for OTP
- 4CSC operator opens eshram.gov.in and enters your Aadhaar for auto-fetching of details
- 5Provide your occupation and bank account details to the operator
- 6UAN card is generated and printed/downloaded on the spot
- 7Some states offer eShram registration at Jan Seva Kendras, ration shops, or gram panchayat offices
- 8Alternatively, call CSC helpline 1800-121-3468 to locate your nearest CSC
⚠️Common Problems & Solutions
❓ Frequently Asked Questions
Q.What is the UAN in eShram card?
UAN stands for Universal Account Number — a 12-digit unique identification number assigned to each eShram registered worker. It serves as a portable digital identity regardless of which state you work in. The UAN is used to access government welfare schemes, file grievances, and receive DBT benefits. Keep your UAN safe — it is your eShram identifier for life.
Q.Will I get cash benefits just by registering on eShram?
Registration on eShram gives you automatic PMSBY accident insurance (₹2 lakh). For cash benefits (like ₹1,000–2,000 monthly support), some state governments have distributed ex-gratia payments to eShram registered workers (as was done during COVID). Future government DBT schemes may use eShram as the delivery mechanism. Registration now prepares you to receive future benefits automatically.
Q.Is eShram registration mandatory?
Not legally mandatory. However, it is strongly recommended for all informal workers. As the government progressively links welfare schemes to eShram UAN, not being registered could mean missing out on benefits. Workers in construction, mining, and hazardous industries should especially register as state welfare boards for these sectors increasingly require eShram registration.
Q.Can a gig worker (food delivery, cab driver) register on eShram?
Yes. Gig economy workers (Swiggy/Zomato delivery partners, Ola/Uber drivers, freelancers) who are not in formal employment and not under EPFO are eligible for eShram. This provides them social security coverage. The Ministry of Labour has specifically included platform/gig workers in eShram's scope.
Q.Can I use eShram for PM Vishwakarma registration?
PM Vishwakarma and eShram are separate registrations. However, eShram UAN is increasingly used to verify unorganised worker identity for schemes like PM Vishwakarma. If you are already on eShram, mention your UAN when registering for PM Vishwakarma at a CSC — it may simplify verification. Both registrations are independent and complementary.
📞Helpline & Support
- ▸eShram Helpline: 14434 (dedicated helpline, toll-free)
- ▸CSC Helpline: 1800-121-3468
- ▸Official Portal: eshram.gov.in
- ▸Ministry of Labour: labour.gov.in
- ▸Grievance: eshram.gov.in → 'Grievance' or pgportal.gov.in
Disclaimer: NagrikIQ is an informational platform and is not affiliated with any government department. Information provided is for guidance only. Always verify details on the official government portal before taking action.