🗓️Last Updated: June 2026

LIC Login 2026 — Register in 5 Minutes, See All Your Policies Instantly

How to register for LIC's e-services portal, login, and access all digital services — view policy details, pay premium, download receipts, update contact details, change nominee, check claim status, and more.

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Verified by NagrikIQ Research Team
Sources: Official .gov.in portals only · Updated June 2026
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Official Sources
🔗LIC Customer Portal — Official Portal →

📋 Overview

LIC's online customer portal at licindia.in lets you manage all your LIC policies digitally without visiting a branch or calling an agent. The portal is available 24×7 and is free to use. What you can do after login: view all enrolled policies, check policy status and details, pay premiums, download premium receipts (for 80C tax purposes), view loan eligibility and outstanding loan, check maturity date and estimated maturity amount, update mobile number and email, update nominee details, submit service requests, track claim status. Registration is a one-time process that takes about 5 minutes. You need your LIC policy number and a mobile number registered with LIC.

✅ Eligibility

  • ✓Any LIC policyholder with an active policy can register — even for lapsed policies.
  • ✓Required: LIC policy number, date of birth, and mobile number registered with LIC.
  • ✓If your mobile number is not updated with LIC, visit any branch first to update it (carry Aadhaar + policy bond).
  • ✓One user account can hold multiple policies — enrol all your policies to one account.

📁 Documents Required

▸LIC policy number (from policy bond or any premium receipt)
▸Date of birth as recorded in LIC policy documents
▸Mobile number registered with LIC (to receive OTP)
▸Email ID (for account notifications)
▸PAN card (optional — helps link multiple policies across different branches)

💰Fees & Processing Time

Fee
LIC e-services portal registration and use is completely free.
Processing Time
Registration is instant — account is activated as soon as OTP is verified.

🖥️ How to Apply Online

  1. 1Go to licindia.in → Click 'Customer Portal' in the top navigation menu.
  2. 2On the login page, click 'New User' (first time only).
  3. 3Enter: Policy Number, Date of Birth (DD/MM/YYYY exactly as in LIC records), Mobile Number, Email ID.
  4. 4Click 'Submit' — OTP is sent to your registered mobile number.
  5. 5Enter OTP → Create a User ID (your choice) and Password (min 8 characters, must include number + special character).
  6. 6Registration is complete. Login using your new User ID and password.
  7. 7After login, click 'Enrol Policies' → enter additional policy numbers to link them all to your account.
  8. 8Navigate to 'Enrolled Policies' to see all your policies — click any policy to view full details.

🏢 How to Apply Offline

  1. 1No offline login option — the portal is exclusively online.
  2. 2If you need help navigating the portal, visit your nearest LIC branch — staff can assist with registration.
  3. 3If your registered mobile number needs to be changed, visit a branch with policy bond + Aadhaar to update it first.

⚠️Common Problems & Solutions

✗OTP not received during registration
→Check that the mobile number you entered matches exactly what is registered with LIC. If you don't know your registered mobile, call LIC helpline 022-68276827 with your policy number. Also check if your phone is on DND — LIC OTPs come from short codes that may be blocked. Try receiving OTP again after removing DND for transactional messages.
✗Forgot User ID or password
→At licindia.in → Customer Portal → Click 'Forgot User ID' or 'Forgot Password'. Enter your policy number + date of birth + registered mobile. OTP is sent to verify identity. Create new password. User ID is displayed after verification. Alternatively, contact LIC helpline.
✗Policy not found when trying to enrol
→Common reasons: (a) Entering policy number incorrectly — check for leading zeros (e.g., policy number may be '0123456789'). (b) Policy is registered to a different branch and not yet migrated to the central portal — wait 24 hours and try again, or visit the branch. (c) Policy is from LIC Pension & Group Schemes — these use a different portal at ebiz.licindia.in.

❓ Frequently Asked Questions

Q.Can I view and manage all my LIC policies from one login?

Yes — you can enrol multiple policies to a single account, even if they were purchased from different branches or at different times. Go to 'Enrol Policies' after login and add each policy number. All enrolled policies are then visible on your dashboard.

Q.Can I change my nominee through the online portal?

Yes — after login → Enrolled Policies → select policy → 'Service Requests' → Nomination Change. Fill in nominee details and submit. Some branches may require a physical signature on a form for nominee changes — the portal will indicate if you need to visit a branch.

Q.Is the LIC mobile app different from the website?

The LIC of India app (available on Android and iOS) offers the same features as the website portal — view policies, pay premium, download receipts, check status. The app is often faster and more convenient. Login with the same User ID and password as the website. The app also has a QR scanner for quick premium payment.

📞Helpline & Support

  • ▸LIC Helpline: 022-68276827 (8AM–8PM, Mon–Sat)
  • ▸WhatsApp: +91-8976862090
  • ▸LIC Portal: licindia.in
  • ▸LIC App: 'LIC of India' on Google Play Store / Apple App Store
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Disclaimer: NagrikIQ is an informational platform and is not affiliated with any government department. Information provided is for guidance only. Always verify details on the official government portal before taking action.