LIC Policy Status Check 2026 — Know in 60 Seconds, No Agent Needed
Check your LIC policy status online without visiting a branch or calling an agent. View premium due date, sum assured, accumulated bonus, maturity date, policy loan value, and payment history — instantly at licindia.in, via SMS, or on the LIC app.
📋 Overview
✅ Eligibility
- ✓Any LIC policyholder — active, lapsed, paid-up, or matured policy — can check status online.
- ✓Registration at licindia.in requires: policy number, date of birth, and mobile number registered with LIC.
- ✓SMS method (ASKLIC) works without any registration — just send from any mobile.
- ✓If your mobile number is not registered with LIC, visit any branch with your policy bond and Aadhaar to update it first.
📁 Documents Required
💰Fees & Processing Time
🖥️ How to Apply Online
- 1Step 1 — Go to licindia.in → Click 'Customer Portal' in the top menu.
- 2Step 2 (First time only) → Click 'New User'. Enter: policy number, date of birth (DD/MM/YYYY), mobile number, email. Click Submit.
- 3Step 3 — Enter the OTP sent to your registered mobile number.
- 4Step 4 — Create a User ID and password. Your account is now active.
- 5Step 5 — Login → click 'Enrolled Policies' → click any policy to see full details: status, sum assured, premium due, maturity date, bonus, loan value.
- 6Step 6 — To add more policies: click 'Enrol Policies' → enter additional policy numbers.
- 7SMS method (no login needed): Send ASKLIC <policy number> to 56767890. Example: ASKLIC 123456789. You get an SMS with policy status, premium due date, and sum assured within 60 seconds.
- 8LIC App method: Download 'LIC of India' from Play Store / App Store → Login with same User ID and password → tap 'My Policies'.
🏢 How to Apply Offline
- 1Call LIC helpline 022-68276827 — give your policy number and date of birth for status over phone.
- 2Visit any LIC branch with your policy bond and ID proof — staff will print a policy status report free of charge.
- 3If your mobile number needs to be updated (required for online access): fill Form 3510 at any branch with Aadhaar/PAN.
⚠️Common Problems & Solutions
❓ Frequently Asked Questions
Q.How do I check LIC policy status without policy number?
Without a policy number, login to licindia.in using your registered mobile number and date of birth — all your enrolled policies are visible. Alternatively, call LIC helpline 022-68276827 with your name, date of birth, and mobile number — they can locate your policy. If you've completely lost track of a policy, visit any LIC branch with Aadhaar and PAN for a search.
Q.What does 'In-Force', 'Lapsed', and 'Paid-Up' mean?
In-Force: all premiums paid on time — full insurance cover is active. Lapsed: missed premiums beyond the grace period — no cover, policy is inactive. Paid-Up: you voluntarily stopped paying premiums but the policy continues with a reduced Sum Assured (called Paid-Up Value) until maturity — no further premiums needed. Matured: the policy term has ended and maturity amount is due to you.
Q.What is the difference between Sum Assured and Maturity Amount?
Sum Assured is the guaranteed base amount — paid on death or maturity. Maturity Amount is Sum Assured plus all accumulated bonuses (Simple Reversionary Bonus declared annually + Final Addition Bonus at maturity). For a ₹5 lakh SA, 20-year endowment policy, the maturity amount is typically ₹9–12 lakh due to bonuses.
📞Helpline & Support
- ▸LIC Helpline: 022-68276827 (8AM–8PM, Mon–Sat)
- ▸WhatsApp: +91-8976862090
- ▸SMS: ASKLIC <policy number> to 56767890
- ▸Customer Portal: licindia.in
Disclaimer: NagrikIQ is an informational platform and is not affiliated with any government department. Information provided is for guidance only. Always verify details on the official government portal before taking action.