🗓️Last Updated: June 2026

PMMVY 2026: ₹5,000 Maternity Benefit for First Child — Apply at Anganwadi

Pradhan Mantri Matru Vandana Yojana (PMMVY) provides ₹5,000 financial assistance to pregnant and lactating mothers for their first living child, in three instalments — supporting rest during pregnancy, nutrition, and breastfeeding. Under Mission Shakti, ₹6,000 is available for the second child if she is a girl. Learn how to apply at the nearest Anganwadi centre.

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Verified by NagrikIQ Research Team
Sources: Official .gov.in portals only · Updated June 2026
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Official Sources
🔗wcd.nic.in — Official Portal →

📋 Overview

Pradhan Mantri Matru Vandana Yojana (PMMVY) was launched in 2017 under the Ministry of Women and Child Development (WCD). It provides conditional cash transfers to pregnant and lactating women to compensate for wage loss, improve nutrition, and encourage institutional delivery and breastfeeding. PMMVY structure: For the 1st living child — ₹5,000 in 3 instalments: - 1st instalment: ₹1,000 — on registration of pregnancy in 1st trimester at Anganwadi/health facility - 2nd instalment: ₹2,000 — after child is born and first cycle of childhood vaccination complete (at 6 weeks) - 3rd instalment: ₹2,000 — after child's first cycle of vaccination at 14 weeks For the 2nd child (girl child only) — ₹6,000 as a single instalment: - Paid after the girl child's birth and birth registration (under Mission Shakti component) Additional benefit: Eligible women who deliver in government health facilities receive additional ₹1,000 under Janani Suraksha Yojana (JSY) — not part of PMMVY but complementary. All payments are DBT — credited to the beneficiary woman's Aadhaar-linked bank account. Over 3.4 crore women have benefited since launch.

✅ Eligibility

  • ✓Pregnant and lactating women (PLW) expecting their first living child — all categories (no income limit for 1st child)
  • ✓For 2nd child benefit (₹6,000): applicable only if the 2nd child is a girl (Mission Shakti component)
  • ✓Age: 19 years or above at the time of pregnancy (adolescent pregnancies excluded)
  • ✓Central/state government employees and their wives are NOT eligible (they receive maternity benefits through other mechanisms)
  • ✓Women who are already receiving maternity benefits under any other central government law (Maternity Benefit Act) are not eligible
  • ✓Pregnancy must be registered at the Anganwadi Centre (AWC) within 150 days of Last Menstrual Period (LMP)
  • ✓Aadhaar-linked bank account in the woman's name is mandatory for DBT
  • ✓Both BPL and APL families are eligible — no income ceiling for 1st child benefit

📁 Documents Required

▸Aadhaar card of the pregnant woman (mandatory for identity and DBT)
▸Bank account passbook in the woman's name (Aadhaar-linked — Jan Dhan account accepted)
▸Mother and Child Protection (MCP) card (issued by the health centre/ASHA worker)
▸Aadhaar card of the husband (for family records)
▸Mobile number linked to Aadhaar (for OTP verification and payment alerts)
▸For 1st instalment: Proof of pregnancy registration at Anganwadi or Sub-Centre (registered in health records)
▸For 2nd instalment: Child immunisation record (1st set of vaccines completed — DPT/OPV first dose) from health facility
▸For 2nd child girl benefit: child's birth certificate showing gender

💰Fees & Processing Time

Fee
FREE — No application fee. All benefits are direct cash transfers to the bank account.
Processing Time
1st instalment: Apply after pregnancy registration in 1st trimester, typically processed within 30 days. 2nd instalment: Apply after child's 6-week vaccination, processed within 30 days. 3rd instalment: Apply after child's 14-week vaccination, processed within 30 days. 2nd child girl benefit: Apply after birth registration, processed within 45 days. Total time from registration to first payment: approximately 30–45 days.

🖥️ How to Apply Online

  1. 1Visit the PMMVY-CAS portal (pmmvy-cas.nic.in) — primarily used by Anganwadi Workers (AWW)
  2. 2Alternatively, register at your nearest Anganwadi Centre — the AWW (Anganwadi Worker) registers you online on your behalf
  3. 3Provide your Aadhaar number for eKYC authentication at the Anganwadi
  4. 4The AWW enters your pregnancy registration date, LMP, and hospital where you are registered for antenatal care
  5. 5Enter bank account details (account number, IFSC) for the 1st instalment of ₹1,000
  6. 6After child's birth and 1st vaccination (6 weeks): go back to Anganwadi with the child's vaccination record
  7. 7AWW updates the record in PMMVY-CAS portal and submits for 2nd instalment of ₹2,000
  8. 8After child's 14-week vaccination: return to Anganwadi with updated vaccination record for 3rd instalment of ₹2,000
  9. 9All 3 instalments are credited to your Aadhaar-linked bank account via DBT
  10. 10For 2nd child girl: visit Anganwadi with birth certificate — AWW registers for ₹6,000 single instalment

🏢 How to Apply Offline

  1. 1Visit your nearest Anganwadi Centre (AWC) as soon as pregnancy is confirmed (ideally within 150 days of LMP)
  2. 2Inform the Anganwadi Worker (AWW) about your pregnancy and request PMMVY registration
  3. 3Carry: Aadhaar card, bank passbook (in woman's name), MCP card, husband's Aadhaar
  4. 4The AWW registers you in the MCP card and the PMMVY system
  5. 5Attend all scheduled antenatal check-ups at the Sub-Centre or PHC — records are linked to PMMVY
  6. 6After delivery: get child's first vaccination at the health facility — collect vaccination record
  7. 7Return to Anganwadi with vaccination record to trigger 2nd instalment
  8. 8Contact your ASHA worker if you have no Anganwadi in your area — ASHA can assist with registration

⚠️Common Problems & Solutions

✗Pregnancy not registered within 150 days of LMP — am I still eligible?
→Late registration may result in losing the 1st instalment (₹1,000). However, you can still register before delivery and claim the 2nd instalment (₹2,000) after child's 6-week vaccination, and the 3rd instalment (₹2,000) after 14-week vaccination. Visit the Anganwadi immediately — do not delay further. Some states may be flexible on the deadline — check with your district WCD office.
✗Payment not received even after submitting documents at Anganwadi
→Check if the AWW has submitted your application in the PMMVY-CAS portal — ask for the application number. Ensure your bank account is Aadhaar-linked (NPCI mapping active). If the bank account link is fine and application is submitted, the payment should arrive within 30 days. For delays beyond 60 days, contact the Child Development Project Officer (CDPO) of your block.
✗Bank account is in husband's name, not mine — payment failing
→PMMVY requires the bank account to be in the woman's (beneficiary's) name for DBT. Open a Jan Dhan account at any bank — free, zero minimum balance, opened with just Aadhaar. Then update your bank account in the PMMVY registration at the Anganwadi. Future payments will go to your account.
✗Second child is a girl — how to claim the ₹6,000 Mission Shakti benefit
→Visit the Anganwadi Centre after the girl child's birth with: birth certificate showing the girl child's gender, your Aadhaar, and bank passbook. The AWW registers the claim under the Mission Shakti component. The ₹6,000 is a single lump-sum instalment paid after birth registration. No vaccination condition applies for this instalment.

❓ Frequently Asked Questions

Q.Does PMMVY apply to the 2nd child if it is a boy?

No. The additional ₹6,000 for the 2nd child under Mission Shakti is only for a girl child. If your 2nd child is a boy, there is no PMMVY benefit for the 2nd child. PMMVY's main benefit (₹5,000) is only for the first living child — regardless of gender.

Q.Is PMMVY available for women who deliver in a private hospital?

Yes. Delivery location (government or private hospital) does not disqualify you from PMMVY. The benefit is tied to pregnancy registration (at Anganwadi or Sub-Centre) and child vaccination (at any government or private facility), not the delivery location. However, the ₹1,000 JSY cash incentive under Janani Suraksha Yojana requires institutional delivery at a government facility.

Q.What if the child is stillborn or dies shortly after birth?

PMMVY policy states that in case of stillbirth or neonatal death (child dies very shortly after birth), you may register for the 1st instalment of ₹1,000 (if pregnancy was registered in 1st trimester). Future births would be counted as per the PMMVY guidelines. Consult the Anganwadi Worker for guidance specific to your situation.

Q.Can government employees avail PMMVY?

No. Central and state government employees (permanent, contractual, or daily wage) are not eligible for PMMVY as they receive maternity benefits under service rules or the Maternity Benefit Act. If you have recently left government service, consult the district WCD office for eligibility determination.

Q.Can I apply for PMMVY directly online without going to Anganwadi?

Technically, the PMMVY-CAS (Computerised Application Software) portal is for Anganwadi Workers to register beneficiaries. Direct self-registration by beneficiaries is not fully implemented at all states. Some states offer the option through their state women and child welfare portals. In practice, visit the Anganwadi — AWW will register you online immediately.

📞Helpline & Support

  • ▸PMMVY Helpline: 7998799804 (WCD Ministry)
  • ▸Women Helpline: 181
  • ▸Official Portal: wcd.nic.in
  • ▸PMMVY CAS Portal: pmmvy-cas.nic.in (for Anganwadi Workers)
  • ▸Grievance: pgportal.gov.in
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